Small business credit took a huge hit in 2009 and indicators show that 2010 will be another tough year for those looking for small business loans. Major banks cut their loan balances by another $1billion in October, according to Treasury report. Of the 22 banks that got the most help from the Treasury’s bailout programs [...]

Commercial Real Estate is on shaky ground these days thanks to the credit bubble.  The trend is going to be similar to the housing crisis that really awakened America in a hurry. The value of commercial real estate in falling and the amount of commercial real estate loans are looking bad. This issue could really [...]

The credit crunch didn’t stop Ezra Hatcher from opening a child-care business in south Augusta. http://chronicle.augusta.com/stories/2009/10/18/bus_552290.shtml