Choosing a bank is an important decision. It’s too bad that these decisions are typically made for us. When moving out of the home as a teenager, often times little  thought is into where personal finances should be controlled. Maybe you looked up and said “mommy” or “daddy” and they made the call. Now that [...]

Getting traditional business loans is not as easy as it was a few years ago. Other options such as a business cash advance or factoring loan has also become hard to attain with reasonable rates.  This has resulted in creativity by small business owners who don’t have the same power in assets that big business [...]

Commercial Real Estate is on shaky ground these days thanks to the credit bubble.  The trend is going to be similar to the housing crisis that really awakened America in a hurry. The value of commercial real estate in falling and the amount of commercial real estate loans are looking bad. This issue could really [...]

Small Business Loans have been expected to get a boost from the stimulus package and while it has helped it’s basically just slowed the decline. After the recession it’s harder for small businesses to qualify for loans because banks are holding back in their funding loans. Alternative loans are becoming popular for businesses but you [...]

JPMorgan, the nation’s second-largest bank said a new law that limits unfair rate hikes and hidden fees will cost upwards of $750 million a year. the information is here in their quarterly report. The Credit Card Accountability, Responsibility and Disclosure Act of 2009 bans or limits deceptive and unfair practices, such as retroactive rate increases, [...]

Loan Modification Lawyers and agents are popping up all over the place, most in an honest professional way, but does that make them the right choice? Loan Modification scams are the talk of the town in the home lending industry but for the most part many companies are getting unwarranted bad press. But there may [...]